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2010 - held on 25-7-2010
2010 - held on 25-7-2010
General Awareness
1. Equity schemes managed strong NAV gains, which boost their assets’ was a news in some financial newspapers. What is the full form of the term NAV as used in above head lines?
(A) Nil Accounting Variation
(B) Net Accounting Venture
(C) Net Asset Value
(D) New Asset Venture
(D) None of these
Ans: (C)
2. As per reports published in various news papers, mutual fund companies showed 94 per cent growth in their total profits during 2009-10. This means the profits earned by these companies were 94 per cent—
(A) Of the total investments they made collectively during the year
(B) More than their profits during previous year
(C) Of the total capital of the company
(D) Less than the total expenditure of the companies
(D) None of these
Ans : (B)
3. As per the news published in various news papersPakistan has imposed 15 per cent regulatory duty on exports of cotton yarn. Why countries are required to impose regulatory duties on exports of some of their commodities while in the eyes of the layman more exports means more foreign exchange and more revenue for the Govt.?
3. As per the news published in various news papers
1. It is done to control the exports of a commodity as it may be needed more in local markets than in foreign countries.
2. It is done to control the general inflation in the country as the inordinate exports of various commodities create imbalance and also cost push inflation.
3. It is a good short time measure to collect more revenue from the exports of the commodity which is in high demand in overseas markets.
3. It is a good short time measure to collect more revenue from the exports of the commodity which is in high demand in overseas markets.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans: (A)
4. As per the reports published in some major news papers ‘ADAG companies’ made good profits during the year. ADAG companies are popularly known as—
(A) Companies owned by Tata Group
(B) Aditya Birla Companies
(C) Reliance companies
(D) Companies owned by Aptech
(E) None of these
Ans: (C)
5. ONGC – Mittal Energy finds hydrocarbons in two blocks OPL-279 & OPL -285 in Nigerian sea was the news in some major news papers. What is the full form of the term OPL as used in the above head line?
(A) Oil Prospecting License
(B) Ownership and Partnership Lease
(C) Overseas Private Line
(D) ONGC Petroleum Ltd.
(E) None of these
Ans : (A)
6. “Mutual Funds reported exceptional performance in 2009-10” was the news in major financial news papers recently. What is a mutual fund?
1. A type of collective investment scheme that pools money from many investors and invest it in stocks, bonds or other money market instruments.
2. It is a subsidiary of a bank or financial company created specially to ralse money to be invested in a particular industry i.e. housing or insurance etc. The money raised thus cannot be invested anywhere else.
3. When several banks and financial companies come together and create a common pool of money to fund
mega infrastructural project like bridges, roads, power plants etc. the common pool is known as Mutual Fund.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans: (B)
7. As we all know the Bank Rate at present is fixed at 6%. What does it mean in context to the banking operations?
(A) No bank will be able to give loan to any party on a rate lower than the Bank Rate
(B) Bank should give loan to their priority sector customers/borrowers at the rate of 6% only. They cannot charge less or more than this from their priority sector clients
(C) Banks are required to invest 6% of their total capital on financial inclusion and inclusive banking operations
(D) Banks will be required to give 6% of their total deposits to the Govt. of India for meeting its Balance of Trade requirements
(E) None of these
Ans: (A)
8. As per the reports in various news papers many private companies are trying to obtain the licences to launch a banking company in
(A) Securities & Exchange Board of India (SEBI)
(B) Indian Institute of Banking & Finance (IIBF)
(C) Indian Bank Association
(D) Registrar of Companies
(E) None of these
Ans: (E)
9. We very frequently read about
1. In early 2010 the Euro crisis developed in some countries like
2. This created a credit default swap between the countries of the European Union.
3. SAARC countries have offered some assistance to some of severely affected countries like
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) All 1, 2 and 3
(E) None of these
Ans: (A)
10. As we all know the RBI has raised the Cash Reserve Ratio (CRR) by 25 bps. in April 2010. What action banks will have to take to implement the same?
1. They will have to deposit some more money with the RBI as a reserved money.
2. Banks will be required to give some more loan to projects of the priority sector.
3. Banks will be required to give loan equivalent to the CRR to the Govt. of India for its day to day expenditure as and when required.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans : (A)
11. As per estimates given by the RBI the Economic Growth during the year 2010-11 will be at which of the following levels?
(A) 6•5%
(B) 7%
(C) 7•5%
(D) 8%
(E) None of these
Ans : (D)
12. Which of the following is/are correct about the RBI’s credit policy announced in April 2010?
1. Repo rate raised by 25 bps.
2. A new reporting platform was introduced for secondary market transactions in Certificate of Deposits (CDs) and Commercial Papers (CPs).
3. Core Investment Companies (CICs) having an asset size of Rs. 100 crore are required to register also with the RBI.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans: (A)
13. As per the announcement made by the RBI some Stock Exchanges in
(A) Dollar – Rupee Exchange Rate
(B) Floating of Commercial Papers
(C) Launch of new mutual funds
(D) Deciding the opening price of a share on a particular business day
(E) None of these
Ans: (A)
14. which of the following is not a term related to banking/finance operations?
(A) Provision Coverage Ratio
(B) Securitization
(C) Consolidation
(D) Commodification
(E) Derivatives
Ans: (C)
15. The process of “Artificial Application of Water to the soil usually for assisting in growing crops”, is technically known as—
(A) water harvesting
(B) irrigation
(C) water recharging
(D) percolation
(E) None of these
Ans: (B)
16. As per the news published in major news papers/journals henceforth the Credit Card holders will be able to access their credit card information though automated interactive voice response system over the phone instead of speaking to the staff. This decision of the banks/credit card companies will provide—
1. an additional hurdle to the customers as people feel comfortable in talking to the staff instead of talking to a machine.
2. an additional security to the customers as this does not allow any staff to handle any transaction directly.
3. some comfort to the banks as they will be able to reduce their staff strength.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 1 and 3
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 1 and 3
Ans: (B)
17. The 34th National Game which were postponed several times are scheduled to be held in which of the following states?
(A)
(B) Kerala
(C) Tamil Nadu
(D) Uttar Pradesh
(E) Jharkhand
Ans : (E)
18. Waste Water generates which of the following gases which is more powerful and dangerous than CO2?
(A) Nitrogen
(B) Sulphur di-oxide
(C) Hydrogen
(D) Methane
(E) None of these
Ans : (D)
19. Which of the following days was observed as World Water Day 2010?
(A) 20th June
(B) 22nd July
(C) 22nd March
(D) 20th May
(E) None of these
Ans: (C)
20. Late Vinda Karandikar who died a few months back was a famous—
(A) Author
(B) Cine-Actor
(C) Sportsman
(D) Classical Singer
(E) Social Worker
Ans : (A)
21. As per the reports published recently the Govt. of
(A) Ministry of Foreign Affairs Govt. of India
(B) Reserve Bank of India
(C) Securities & Exchange Board of India
(D) Ministry of Finance, Govt. of India
(E) Ministry of Home Affairs Govt. of
Ans: (E)
22. As per the news reports in various news papers the
1. Convene a nuclear security summit within a year’s time under the leadership of the
2. A new agreement/pact should be introduced in place of present Nuclear Non Proliferation Treaty (NPT).
3. Call for a global effort to secure all nuclear weapons at all vulnerable sites all over the world.
(A) Only 1
(B) Only 2
(C) Only 1 and 3
(D) Only 2 and 3
(E) All 1, 2 and 3
Ans: (E)
23. ‘
(A) Punjab
(B) Haryana
(C) Madhya Pradesh
(D)
(E) Rajasthan
Ans: (E)
24. Former caption of the Indian Cricket team, Ajit Wadekar is conferred which of the following awards for the year 2010?
(A) Bharat Ratna
(B) Khel Shri Award
(C) Dronacharya Award
(D) Rajiv Gandhi Khel Ratna Award
(E) None of these
Ans: (E)
25. Who amongst the following is the director of the popular Hindi film “Oye Lucky ! Lucky Oye”?
(A) Mani Ratnam
(B) David Dhavan
(C) Dibankar Banerjee
(D) R. Balakrishnan
(E) None of these
Ans: (C)
26.
(A)
(B)
(C) Iran
(D)
(E) None of these
Ans: (B)
27. As a measure to help countries hit by global financial meltdown the RBI has purchased notes worth US $ 10 billion in terms of Special Drawing Rights from a World Organisation/agency. Which is this agency/organization?
(A) Federal Reserve of
(B) Asian Development Bank
(C) World Bank
(D) International Monetary Fund
(E) None of these
Ans: (D)
28. Which of the following is not a public sector undertaking under the Ministry of Defence, Govt. of
(A) Mazagaon Dock Ltd.
(B) Garden Reach Shipbuilders and Engineers Ltd.
(C) Bharat Heavy Electricals Ltd.
(D) Hindustan Aeronautics Ltd.
(E) Bharat Earth Movers Ltd.
Ans: (C)
29. Which of the following states won the senior National Women’s Football Tournament 2010?
(A) Manipur
(B)
(C) Tamil Nadu
(D) Kerala
(E)
Ans: (A)
30. Which of the following is NOT a missile developed by the Defence Research and Development Organisation (DRDO)?
(A) Shaurya
(B) Pinaka
(C) Brahmos
(D) Agni
(E) Nag
Ans: (A)
31. Which of the following declarations/treaties was adopted by the BRIC countries recently to promote Global Food Security?
(A)
(B)
(C)
(D)
(E) None of these
Ans: (A)
32. Which of the following statements represent(s) the main objective(s) of the revised National Health Policy–2002 of the Govt. of
1. Increase Public expenditure from 0•9 per cent to 2 per cent of the GDP.
2. Setting up of Medical Grants Commission for funding new Govt. Medical & Dental colleges.
3. Mandatory two years rural posting before awarding the degree to Medical Graduates.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans: (E)
33. Which of the following metals is used for genration of nuclear Energy by most of the Nuclear Power Plants?
(A) Zinc
(B) Platinum
(C) Uranium
(D) Nickel
(E) None of these
Ans: (C)
34. Indus Water Treaty is a pact on sharing of river water between
(A) Bangladesh
(B)Pakistan
(C)Nepal
(D)Afghanistan
(E)Myanmar
(B)
(C)
(D)
(E)
Ans: (B)
35. The Union Cabinet recently cleared Prohibition of unfair Practices in Technical Medical Educational Institutes and Universities Bill 2010. As per the bill which of the following will now be treated as a cognizable offence?
(A) Accepting capitation fee from the students
(B) Running a private college
(C) Not allowing students to change their course in between
(D) Running a college without proper facilities
(E) None of these
Ans: (A)
36. Which of the following is/are considered a Renewable Source of Energy?
1. Wind Energy
2. Solar Energy
3. Nuclear Energy
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans: (D)
37. Which of the following countries is NOT amongst the top ten in industrial production in the world during 2010?
(A)
(B)
(C)
(D)
(E)
Ans: (B)
(A) Australia
(B) South Africa
(C) Canada
(D) New Zealand
(E) India
Ans: (E)
39. Which of the following is not a banking related term?
(A) Radiation
(B) Outstanding amount
(C) Benchmark Prime Lending Rate
(D) Explicit Guarantee
(E) Creditor
Ans: (A)
40. Insurance service provided by various banks is commonly known as—
(A) Investment Banking
(B) Portfolio Management
(C) Merchant Banking
(D) Banc assurance
(E) Micro Finance
Ans: (D)
41. Who amongst the following has recently taken over as the Chairman of the 19th Law Commission?
(A) Mr. A. R. Lakshmanan
(B) Mr. P. V. Reddy
(C) Mr. Yashwant Sinha
(D) Mr. Ranjan Bharti Mittal
(E) None of these
Ans: (B)
42. Moortidevi Award is given for excellence in the field of—
(A) Classical dance
(B) Literature
(C) Classical music
(D) Cinematography
(E) Social service
Ans: (B)
43. Which of the following terms is used in the game of Cricket?
(A) Love
(B) Tee
(C) Penalty stroke
(D) No Ball
(E) None of these
Ans: (D)
44. Which of the following awards is given by an agency of the United Nations Organization?
(A) Normon Borloug Award
(B) Kalinga Prize
(C) Ramon Magsaysay Award
(D) Pulitzer Prize
(E) None of these
Ans: (B)
45. Which of the following countries won the Hockey World Cup 2010?
(A)
(B)
(C)
(D)
(E) None of these
Ans: (D)
46. Who amongst the following is the author of the English novel ‘solo’, which was given Common Wealth Writers’ Prize 2010?
(A) Aamer Hussain
(B) Jonathan Tel
(C) Rana Dasgupta
(D) John Torrence Tate
(E) None of these
Ans: (C)
47. Mr. Surjit Patar who was awarded Saraswati Samman recently is a well known poet of—
(A) Hindi
(B) English
(C) Punjabi
(D) Urdu
(E) Bengali
Ans: (C)
48. Which of the following is the book written by Kiran Desai?
(A) Higher than Everest
(B) A Passage to England
(C) Affluent Society
(D) All my Yester Years
(E) The Inheritance of Loss
Ans: (E)
49. Which of the following Trophies/cups is associated with the game of Hockey?
(A) Durand Cup
(B) Santosh Trophy
(C) Rangaswami Cup
(D) Ranji Trophy
(E) K. D. Singh Babu Trophy
Ans: (C)
50. Sandra Bullock who was awarded Oscar recently is a famous—
(A) Actress
(B) Director
(C) Music Composer
(D) Screen play writer
(E) None of these
Ans: (A)
Sunday, 21 August 2011
Bank Exam- Bank of Baroda Probationary Officer-General Socio-Economic and Banking Awareness
Bank Exam- Bank of Baroda Probationary Officer Exam
-General Socio-Economic and Banking Awareness
1. Trade Ministers of Key WTO member countries includingIndia held a meeting at Davos in Switzerland on January 29, 2011.
Which one of the following was the purpose of this meeting?
(A) Negotiations for free trade
(B) Negotiations to abolish Restrictive Trade Practices
(C) Issues relating to agricultural subsidies
(D) Negotiations for a global trade deal
(E) To include Pakistan and Iran as members
2. Which one of the following advices has/has been given by leading Economists to Finance Minister during their pre-budget meeting with him?
3. As per recent newspaper reports, which one of the following countries has signed highest number of deals to get global project finance?
(A)Australia
(B) USA
(C)Saudi Arabia
(D)Spain
(E)India
(A) Interest Rate Swap
(B) Input Devices
(C) Sedimentary
(D) Zero Hour
(E) Privilege Motion
5. To which of the following States has the Asian Development Bank given a loan of $ 90 m for development of Power projects?
(A) Himachal Pradesh
(B) West Bengal
(C) Tripura
(D) Arunachal Pradesh
(E)Assam
6. On which one of the following issues can SEBI penalize any company inIndia ?
1. Violation of Banking Regulation Act.
2. Violation of foreign portfolio investment guidelines.
3. For violation of Negotiable Instrument Act.
(A) Only 1
(B) All 1, 2 and 3
(C) Only 1 and 2
(D) Only 2 and 3
(E) Only 2
7. In the opinion of the Governor of Reserve Bank ofIndia , which one of the following is the reason owing to which India ’s inflation is accelerating?
(A) Excess liquidity in market
(B) Speculation in essential goods
(C) Higher food cost
(D) Commodities futures
(E) None of these
8. In opinion of the RBI, which one of the following is/are a threat to the smooth functioning of Indian Companies?
1. Rising input costs.
2. High interest rates.
3. Inflation only.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) Only 3
(E) All 1, 2 and 3
9. For which one of the following reasons Government of India has decided to waive off upfront payment of Rs. 1,400 to be made by each customer located in rural areas to get LPG connection?
1. To help villagers to use LPG in place of firewood/kerosene.
2. To help villagers to save kerosene for agricultural activities.
3. To lure villagers to use LPG this is of substandard quality and not fit for industrial use.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) Only 2 and 3
10. Expand the term ALM as used in Banking/Finance sector ?
11. Who amongst the following is the author of the book ‘Half a Life’ ?
12. In which one of the following states, village level marketing platform has been set up for the first time in the country?
13. The RBI has asked banks to spell out their policy, procedures and size of the business on which of the following aspects of banking?
(A) On-shore banking
(B) Off-shore banking
(C) Investments in secondary market
(D) Wealth management
(E) None of these
14. Which of the following organizations has given a US $ 1•72 billion loan toIndia to build roads in rural areas?
(A) Asian Development Bank
(B) International Monetary Fund
(C) Bill Gates Foundation USA
(D) World Bank
(E) None of these
(A) They must highlight the credit risks
(B) They must highlight the operational risks
(C) They must bring to the notice of Government tax evasions
(D) They must be vigilant against ‘window dressing’ of companies
(E) None of these
(A) Company Registrar
(B) SEBI
(C) RBI
(D) AMFI
(E) All of these
18. Who is Nicolas Sarkozy ?
(A) French Prime Minister
(B) French President
(C) Russian Prime Minister
(D) Russian President
(E) None of these
19. Through which one of the following sources domestic funds are raised by Companies?
1. IPO only
2. FPO only
3. Commercial papers.
20. Which one of the following was the reason owing to which Govt. wants Reserve Bank ofIndia to tighten prudential norms for NBFCs ?
(A) To reduce liquidity in the market
(B) It is as per Basel II requirements
(C) It is as per Bank for International Settlement (BIS) directives
(D) It is to protect NBFCs from any impact of possible economic slowdown
(E) None of these
21. According to World Economic Forum, which one of the following risks is the greatest risk faced by the world in the year 2011?
(A) Credit Risk
(B) Country Risk
(C) Counterparty Risk
(D) Sovereign Default Risk
(E) None of these
23. What are teaser loan rates charged by banks?
24. On which one of the following subjects Pranab Sen Committee has submitted its recommendations to the Govt. of India?
(A) MGNREGA
(B) Food Security
(C) Inflation
(D) Food processing industries
(E) None of these
25. Expand the term CCEA as used in administrative circles—
(A) Cabinet Committee on External Affairs
(B) Cabinet Committee on Economic Affairs
(C) Cabinet Council on External Affairs
(D) Cabinet Council on Economic Affairs
(E) None of these
(A) Hockey
(B) Golf
(C) Kabaddi
(D) Football
(E) Tennis
(A) Local Indian Bank Offered Rate
(B) London-India Bureau of Regulations
(C) Liberal International Bank Official Ratio
(D)London Inter Bank Offered Rate
(E) None of these
(A) Madhya Pradesh
(B) Bihar
(C) Jharkhand
(D)West Bengal
(E) Kerala
1. Strong industrial growth.
2. Strong farm sector growth.
3. High domestics consumption demand.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) Only 2 and 3
30. Who amongst the following is the ICC Cricketer of the year?
(A) Sachin Tendulkar
(B) Kevin Pietersen
(C) M. S. Dhoni
(D) Sanath Jayasuriya
(E) None of these
31. Who is Montek Singh Ahluwalia ?
(A) Chairman, Planning Commission
(B) Dy. Chairman, Planning Commission
(C) Commerce Secretary, GOI
(D) Economic Advisor to Prime Minister
(E) None of these
32. Who amongst the following is the Prime Minister of Australia at present?
(A) Julia Gillard
(B) Kevin Rudd
(C) Dilma Rousseff
(D) Sebastian Vettel
(E) None of these
33. Expand the term FSDC which is used in financial sectors?
(A) Financial Security and Development Council
(B) Financial Stability and Development Council
(C) Fiscal Security and Development Council
(D) Fiscal Stability and Development Council
(E) None of these
34. According to US Department of Agriculture, which one of the following countries in the world is the largest producer of dairy products?
(A)Australia
(B) USA
(C)China
(D)Norway
(E)India
35. With which one of the following games is ‘Tiger Woods’ associated?
(A) Golf
(B) Swimming
(C) Tennis
(D) Table Tennis
(E) Badminton
36. Which one of the following is largest producer of power inIndia ?
(A) Reliance Power
(B) Tata Power
(C) National Hydro Power
(D) Adani Power
(E) NTPC
37. For which one of the following States, centre has appointed interlocutors?
(A) H.P.
(B) J & K
(C) Nagaland
(D) Manipur
(E) None of these
(A) Geosynchronous Satellite Launch Vehicle
(B) Global Satellite Launch Vehicle
(C) Geosynchronous Station Launch Vehicle
(D) Global Station Launch Vehicle
(E) None of these
39. For which one of the following reasons Basel II norms are to be followed by Commercial Banks?
(A) Risk management
(B) Adoption of international accounting standards
(C) Restriction on bonus payments to bank executives
(D) Transparency in disclosures
(E) None of these
40. With which one of the following sports, the name of Parupalli Kashyap is associated?
(A) Chess
(B) Tennis
(C) Badminton
(D) Athletics
(E) None of these
(A) Centre forward
(B) Goal
(C) Love
(D) LBW
(E) Bull’s eye
(A) Journalism
(B) Social work
(C) Peace initiatives
(D) Films
(E) None of these
(A) Shyam Bhatia
(B) Ashok Mehta
(C) Janardhan Thakur
(D) Arun Gandhi
(E) None of these
44. Malayalam writer Akkithom Achyuthan Nambhodiri will be the recipient of which of the following awards?
(A) Moortidevi award
(B) Pulitzer Prize
(C) Best Asian Author
(D) Kalidas Sanman
(E) Arjuna Award
45. With which one of the following sports, Narain Karthikeyen is connected?
46. In which one of the following States, Sabari mala temple is located?
(A) Tamil Nadu
(B) A.P.
(C) Kerala
(D) Karnataka
(E) None of these
(A) RBI
(B) NABARD
(C) SIDBI
(D) IBA
(E) None of these
48. Who is Robert Zoelick?
(A) IMF Chief
(B) World Bank President
(C) ADB President
(D) Chief UNIDO
(E) None of these
49. Justice K. G. Balakrishnan is holding the post of—
(A) Chief Justice of India
(B) Chairman, National Human Rights Commission
(C) Cabinet Secretary, Govt. of India
(D) Revenue Secretary, Govt. of India
(E) None of these
50. Mehbooba Mufti belongs to which one of the following political parties?
(A) National Conference
(B) PDP
(C) NCP
(D) Janta Dal
(E) None of these
-General Socio-Economic and Banking Awareness
1. Trade Ministers of Key WTO member countries including
Which one of the following was the purpose of this meeting?
(A) Negotiations for free trade
(B) Negotiations to abolish Restrictive Trade Practices
(C) Issues relating to agricultural subsidies
(D) Negotiations for a global trade deal
(E) To include Pakistan and Iran as members
Ans: (D)
2. Which one of the following advices has/has been given by leading Economists to Finance Minister during their pre-budget meeting with him?
1. To take measures to boost farm productivity only.
2. To improve supply of agricultural products only.
3. To reduce the fiscal deficit only.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 1 and 2
2. To improve supply of agricultural products only.
3. To reduce the fiscal deficit only.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 1 and 2
Ans : (D)
3. As per recent newspaper reports, which one of the following countries has signed highest number of deals to get global project finance?
(A)
(B) USA
(C)
(D)
(E)
Ans : (E)
4. Which of the following terms is used in Banking Field?
4. Which of the following terms is used in Banking Field?
(A) Interest Rate Swap
(B) Input Devices
(C) Sedimentary
(D) Zero Hour
(E) Privilege Motion
Ans : (A)
5. To which of the following States has the Asian Development Bank given a loan of $ 90 m for development of Power projects?
(A) Himachal Pradesh
(B) West Bengal
(C) Tripura
(D) Arunachal Pradesh
(E)
Ans : (E)
6. On which one of the following issues can SEBI penalize any company in
1. Violation of Banking Regulation Act.
2. Violation of foreign portfolio investment guidelines.
3. For violation of Negotiable Instrument Act.
(A) Only 1
(B) All 1, 2 and 3
(C) Only 1 and 2
(D) Only 2 and 3
(E) Only 2
Ans: (E)
7. In the opinion of the Governor of Reserve Bank of
(A) Excess liquidity in market
(B) Speculation in essential goods
(C) Higher food cost
(D) Commodities futures
(E) None of these
Ans : (A)
8. In opinion of the RBI, which one of the following is/are a threat to the smooth functioning of Indian Companies?
1. Rising input costs.
2. High interest rates.
3. Inflation only.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) Only 3
(E) All 1, 2 and 3
Ans: (E)
9. For which one of the following reasons Government of India has decided to waive off upfront payment of Rs. 1,400 to be made by each customer located in rural areas to get LPG connection?
1. To help villagers to use LPG in place of firewood/kerosene.
2. To help villagers to save kerosene for agricultural activities.
3. To lure villagers to use LPG this is of substandard quality and not fit for industrial use.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) Only 2 and 3
Ans: (A)
10. Expand the term ALM as used in Banking/Finance sector ?
(A) Asset Liability Mismatch
(B) Asset Liability Maturity
(C) Asset Liability Management
(D) Asset Liability Manpower
(E) None of these
(B) Asset Liability Maturity
(C) Asset Liability Management
(D) Asset Liability Manpower
(E) None of these
Ans: (C)
11. Who amongst the following is the author of the book ‘Half a Life’ ?
(A) Mark Tully
(B) Deepak Chopra
(C) Chetan Bhagat
(D) Ved Mehta
(E) V. S. Naipaul
(B) Deepak Chopra
(C) Chetan Bhagat
(D) Ved Mehta
(E) V. S. Naipaul
Ans: (E)
12. In which one of the following states, village level marketing platform has been set up for the first time in the country?
(A) Haryana
(B) Maharashtra
(C) Gujarat
(D)Bihar
(E) Kerala
(B) Maharashtra
(C) Gujarat
(D)
(E) Kerala
Ans: (C)
13. The RBI has asked banks to spell out their policy, procedures and size of the business on which of the following aspects of banking?
(A) On-shore banking
(B) Off-shore banking
(C) Investments in secondary market
(D) Wealth management
(E) None of these
Ans: (D)
14. Which of the following organizations has given a US $ 1•72 billion loan to
(A) Asian Development Bank
(B) International Monetary Fund
(C) Bill Gates Foundation USA
(D) World Bank
(E) None of these
Ans: (D)
15. Which one of the following advices has been given by Finance Minister Pranab Mukherjee to Chartered Accounts?
(A) They must highlight the credit risks
(B) They must highlight the operational risks
(C) They must bring to the notice of Government tax evasions
(D) They must be vigilant against ‘window dressing’ of companies
(E) None of these
Ans: (E)
16. Who amongst the following has asked banks to adopt ‘six step’ approach to prevent diversion of funds by the companies?
(A) Company Registrar
(B) SEBI
(C) RBI
(D) AMFI
(E) All of these
Ans: (C)
17. Which one of the following countries has been invited to join BRIC?
17. Which one of the following countries has been invited to join BRIC?
(A) Indonesia
(B) Bangladesh
(C)South Africa
(D)China
(E)Argentina
(B) Bangladesh
(C)
(D)
(E)
Ans: (C)
18. Who is Nicolas Sarkozy ?
(A) French Prime Minister
(B) French President
(C) Russian Prime Minister
(D) Russian President
(E) None of these
Ans: (B)
19. Through which one of the following sources domestic funds are raised by Companies?
1. IPO only
2. FPO only
3. Commercial papers.
(A) Only 3
(B) All 1, 2 and 3
(C) Only 1 and 3
(D) Only 1
(E) Only 1 and 2
(B) All 1, 2 and 3
(C) Only 1 and 3
(D) Only 1
(E) Only 1 and 2
Ans: (D)
20. Which one of the following was the reason owing to which Govt. wants Reserve Bank of
(A) To reduce liquidity in the market
(B) It is as per Basel II requirements
(C) It is as per Bank for International Settlement (BIS) directives
(D) It is to protect NBFCs from any impact of possible economic slowdown
(E) None of these
Ans: (D)
21. According to World Economic Forum, which one of the following risks is the greatest risk faced by the world in the year 2011?
(A) Credit Risk
(B) Country Risk
(C) Counterparty Risk
(D) Sovereign Default Risk
(E) None of these
Ans: (D)
22. Which one of the following decisions has been taken by Govt. in respect of MGNREGA?
(A) The wages should be revised by the State Governments
(B) The wages are to be revised by Planning Commission
(C) The District Authorities who allot work can give differential wages
(D) The wages shall be linked to inflation
(E) None of these
(B) The wages are to be revised by Planning Commission
(C) The District Authorities who allot work can give differential wages
(D) The wages shall be linked to inflation
(E) None of these
Ans: (A)
23. What are teaser loan rates charged by banks?
(A) Fixed rate of interest charged by banks
(B) Floating rate of interest charged by banks
(C) Rate of interest in the initial period is less and goes up subsequently
(D) Rate of interest in the initial period is more and it goes down subsequently
(E) None of these
(B) Floating rate of interest charged by banks
(C) Rate of interest in the initial period is less and goes up subsequently
(D) Rate of interest in the initial period is more and it goes down subsequently
(E) None of these
Ans: (C)
24. On which one of the following subjects Pranab Sen Committee has submitted its recommendations to the Govt. of India?
(A) MGNREGA
(B) Food Security
(C) Inflation
(D) Food processing industries
(E) None of these
Ans: (E)
25. Expand the term CCEA as used in administrative circles—
(A) Cabinet Committee on External Affairs
(B) Cabinet Committee on Economic Affairs
(C) Cabinet Council on External Affairs
(D) Cabinet Council on Economic Affairs
(E) None of these
Ans: (B)
26. With which one of the following games, Baichung Bhutia is associated?
(A) Hockey
(B) Golf
(C) Kabaddi
(D) Football
(E) Tennis
Ans: (D)
27. What the full form of the term LIBOR as used in financial banking sectors?
(A) Local Indian Bank Offered Rate
(B) London-India Bureau of Regulations
(C) Liberal International Bank Official Ratio
(D)
(E) None of these
Ans: (D)
28. In which one of the following States, Patratu Thermal Power Plant is proposed to be set up?
(A) Madhya Pradesh
(B) Bihar
(C) Jharkhand
(D)
(E) Kerala
Ans: (C)
29. On the basis of which of the following reasons, IMF has projectedIndia ’s GDP growth at 8•8 per cent in 2010-11?
29. On the basis of which of the following reasons, IMF has projected
1. Strong industrial growth.
2. Strong farm sector growth.
3. High domestics consumption demand.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) Only 2 and 3
Ans : (C)
30. Who amongst the following is the ICC Cricketer of the year?
(A) Sachin Tendulkar
(B) Kevin Pietersen
(C) M. S. Dhoni
(D) Sanath Jayasuriya
(E) None of these
Ans : (A)
31. Who is Montek Singh Ahluwalia ?
(A) Chairman, Planning Commission
(B) Dy. Chairman, Planning Commission
(C) Commerce Secretary, GOI
(D) Economic Advisor to Prime Minister
(E) None of these
Ans: (B)
32. Who amongst the following is the Prime Minister of Australia at present?
(A) Julia Gillard
(B) Kevin Rudd
(C) Dilma Rousseff
(D) Sebastian Vettel
(E) None of these
Ans: (A)
33. Expand the term FSDC which is used in financial sectors?
(A) Financial Security and Development Council
(B) Financial Stability and Development Council
(C) Fiscal Security and Development Council
(D) Fiscal Stability and Development Council
(E) None of these
Ans: (B)
34. According to US Department of Agriculture, which one of the following countries in the world is the largest producer of dairy products?
(A)
(B) USA
(C)
(D)
(E)
Ans: (E)
35. With which one of the following games is ‘Tiger Woods’ associated?
(A) Golf
(B) Swimming
(C) Tennis
(D) Table Tennis
(E) Badminton
Ans: (A)
36. Which one of the following is largest producer of power in
(A) Reliance Power
(B) Tata Power
(C) National Hydro Power
(D) Adani Power
(E) NTPC
Ans: (C)
37. For which one of the following States, centre has appointed interlocutors?
(A) H.P.
(B) J & K
(C) Nagaland
(D) Manipur
(E) None of these
Ans: (B)
38. Expand the term GSLV—
38. Expand the term GSLV—
(A) Geosynchronous Satellite Launch Vehicle
(B) Global Satellite Launch Vehicle
(C) Geosynchronous Station Launch Vehicle
(D) Global Station Launch Vehicle
(E) None of these
Ans: (A)
39. For which one of the following reasons Basel II norms are to be followed by Commercial Banks?
(A) Risk management
(B) Adoption of international accounting standards
(C) Restriction on bonus payments to bank executives
(D) Transparency in disclosures
(E) None of these
Ans: (A)
40. With which one of the following sports, the name of Parupalli Kashyap is associated?
(A) Chess
(B) Tennis
(C) Badminton
(D) Athletics
(E) None of these
Ans: (C)
41. Which of the following terms is used in cricket?
41. Which of the following terms is used in cricket?
(A) Centre forward
(B) Goal
(C) Love
(D) LBW
(E) Bull’s eye
Ans: (D)
42. With which one of the following activities, Golden Globe Awards are associated?
(A) Journalism
(B) Social work
(C) Peace initiatives
(D) Films
(E) None of these
Ans: (D)
43. ‘Goodbye Shahzadi’ is a book written by—
43. ‘Goodbye Shahzadi’ is a book written by—
(A) Shyam Bhatia
(B) Ashok Mehta
(C) Janardhan Thakur
(D) Arun Gandhi
(E) None of these
Ans: (A)
44. Malayalam writer Akkithom Achyuthan Nambhodiri will be the recipient of which of the following awards?
(A) Moortidevi award
(B) Pulitzer Prize
(C) Best Asian Author
(D) Kalidas Sanman
(E) Arjuna Award
Ans : (A)
45. With which one of the following sports, Narain Karthikeyen is connected?
(A) F–1
(B) Tennis
(C) Badminton
(D) Table Tennis
(E) Snooker
(B) Tennis
(C) Badminton
(D) Table Tennis
(E) Snooker
Ans : (A)
46. In which one of the following States, Sabari mala temple is located?
(A) Tamil Nadu
(B) A.P.
(C) Kerala
(D) Karnataka
(E) None of these
Ans: (C)
47. Which one of the following will set up core banking infrastructure for rural banks?
47. Which one of the following will set up core banking infrastructure for rural banks?
(B) NABARD
(C) SIDBI
(D) IBA
(E) None of these
Ans: (B)
48. Who is Robert Zoelick?
(A) IMF Chief
(B) World Bank President
(C) ADB President
(D) Chief UNIDO
(E) None of these
Ans: (B)
49. Justice K. G. Balakrishnan is holding the post of—
(A) Chief Justice of India
(B) Chairman, National Human Rights Commission
(C) Cabinet Secretary, Govt. of India
(D) Revenue Secretary, Govt. of India
(E) None of these
Ans: (B)
50. Mehbooba Mufti belongs to which one of the following political parties?
(A) National Conference
(B) PDP
(C) NCP
(D) Janta Dal
(E) None of these
Ans: (B)